Leasing
Finance the vehicles, machinery and equipment your business needs
Leasing allows you to use the vehicles, machinery and equipment your business needs while spreading the cost of financing over time. Offer terms are determined individually based on your company’s circumstances and the type of asset being financed.
You need a free AFORTI.BIZ account to submit a leasing inquiry.
What can you finance through leasing?
Leasing can cover various types of vehicles, machinery and equipment used for business purposes, including:
- passenger cars, vans and heavy goods vehicles,
- tractor units, semi-trailers and buses,
- agricultural and construction machinery,
- specialist vehicles, including older models,
- other machinery and equipment subject to individual assessment.
Why choose leasing?
- Lower upfront cost – spread the cost of financing over time.
- Greater cash-flow flexibility – avoid committing a large proportion of your company’s funds to purchasing a vehicle or equipment.
- Financing tailored to the asset – offer terms reflect the type, value and intended use of the vehicle, machinery or equipment.
- A range of financing options – choose from solutions such as sale and leaseback, start-up leasing or financing for older vehicles.
- An online inquiry – provide the key information directly through the platform.
- A tailored offer – our partner prepares the terms based on your company’s needs and circumstances.
Leasing solutions for businesses
Through AFORTI.BIZ, you can submit an inquiry for standard vehicle and equipment leasing or one of several specialist leasing solutions.
Vehicle, machinery and equipment leasing
Finance the vehicles, machinery and equipment you need to operate or grow your business. The offer is prepared individually based on the type of asset and your company’s needs.
10+ Vehicle Leasing
A solution for businesses looking to finance an older used vehicle or piece of machinery. It applies when the combined age of the asset and the proposed lease term exceeds 10 years.
Financing eligibility depends on factors including the type, age and condition of the asset, as well as our partner’s assessment.
Sale and Leaseback
Release funds tied up in a vehicle, piece of machinery or equipment already owned by your company. You sell the asset to the lessor and continue using it under a lease agreement, while the funds received can be used for day-to-day needs or business growth.
Transfer Leasing
A solution for businesses looking to transfer their existing financing to our partner. It may involve settling the outstanding balance with the current lessor and refinancing the vehicle or machinery.
Depending on the financing terms, Transfer Leasing may also help reduce lease payments and provide additional funds.
Start-up Leasing
A solution for new businesses that need a vehicle, machinery or equipment at an early stage of their operations. Financing eligibility and terms depend on the type of asset and our partner’s assessment.
Imported Vehicle Leasing
A solution for businesses planning to purchase a vehicle from within the European Union. Our partner may purchase the selected vehicle from the overseas seller and lease it to your company. Payment for the vehicle is made in a foreign currency, while you repay the lease in PLN.
How do I submit a leasing inquiry?
1. Create an account or log in
Register your company with AFORTI.BIZ. If you already have an account, simply log in to the platform.
2. Complete the inquiry
Provide the key information about the vehicle, machinery or equipment and your financing requirements.
3. Receive an offer tailored to your business needs
We will forward your inquiry to our partner, who will review the information and present you with a tailored leasing offer.
Submitting an inquiry does not guarantee that financing will be granted. The final decision and offer terms are subject to our partner’s assessment.
Who is leasing for?
Leasing is designed for businesses that want to finance vehicles, machinery or equipment without incurring a large one-off expense.
It may be suitable for:
- transport and logistics companies expanding or replacing their fleets,
- construction and agricultural businesses requiring specialist machinery,
- service companies financing vehicles and equipment used in their operations,
- new businesses looking to finance their first purchases,
- businesses interested in an older used vehicle or a vehicle imported from abroad,
- companies looking to release funds tied up in existing assets or transfer their current financing.
Submit a leasing inquiry for your business
Create a free account and provide the key information about the vehicle, machinery or equipment you need. We will forward your inquiry to our partner, who will assess it and present an offer tailored to your business.
Have questions? Call us on +48 22 647 50 30